Do You Need Full Coverage on a Used Financed Car?

car insurance paperwork with car key

Financing a used car is a hassle-free experience when you choose to do your shopping at Alfa Romeo of Glendale near Los Angeles. Our team is here to guide you through the entire process, from search to signature.

A common question we hear at our dealership is, “Do you need full coverage on a used financed car?” Our team breaks down the basics of used car financing below to help simplify the process.

Used Car Financing

For drivers in most states, full coverage is not required for either new cars or used cars. However, finance lenders want to be sure they are making a good investment and will likely require full coverage regardless of whether your car is brand new or used.

When you decide to finance a new or used car, there are term agreements that set how many years you will be making payments to a lender before the title of the vehicle can be turned over to you. For example, if you obtain a loan on a used car for a term of 36 months, your lender will hold the vehicle’s title for those 36 months.

In most cases, full coverage insurance is contingent on the full term of the finance period. If you continue to use the example of a 36-month loan term, it would mean in that case, full coverage would be required for 36 months.

How Many Years Can You Finance a Used Car?

Before you can begin the process of applying for a loan, you will need to following documentation:

  • Valid Driver’s License
  • Valid Car Insurance Card
  • Any supporting financial documentation (i.e. last two pay stubs)
  • Any existing vehicle documentation for your current vehicle (if applicable)

When you’re paired with a lender, one of our finance experts will explain the offer the lender has provided to finance your used car. Your credit and down payment amount affects the duration of your financing period.

Experience Stress-Free Used Car Financing at Alfa Romeo of Glendale

Now that you know how to finance a used car and about the required coverage you will need, you can begin the car shopping process at Alfa Romeo of Glendale. Contact us today for more information or to set up a test drive.

More from Alfa Romeo of Glendale

  • 2021 Alfa Romeo Giulia Interior

    The luxurious Alfa Romeo Giula is the perfect combination of style and features, and it is sure to turn heads around Los Angeles. When you open the door to the Alfa Romeo Giulia interior, you’ll be greeted by high-quality materials and the latest technology, elevating your drive around Pasadena. Learn more about the Alfa Romeo Giulia…

  • 2021 Alfa Romeo Giulia MPG

    The Alfa Romeo Giulia proves that you don’t have to sacrifice performance in the name of efficiency. This luxury sports car features a robust engine but manages to avoid guzzling gas on Los Angeles roads. In fact, the 2021 Alfa Romeo Giulia fuel economy ratings reach an impressive 24 mpg city and 33 mpg highway. Learn more…

  • 2021 Alfa Romeo Giulia Trims

    Alfa Romeo combines timeless elegance with modern technology to construct its luxury car models. The carefully curated lineup of 2021 Alfa Romeo Giulia trim levels showcases Alfa Romeo’s dedication to luxurious convenience. The Alfa Romeo Giulia is available in the following trim levels: 2021 Giulia Sprint, the 2021 Giulia Ti, the 2021 Giulia Ti Sport,…

Saved Vehicles


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us


Call Now

600 S Brand Blvd • Glendale, CA 91204

Get Directions

Today's Hours:

Open Today! Sales: 9am-9pm

Open Today! Service: 7am-7pm

Alfa Romeo of Glendale 34.139260, -118.254651.